Q: Who owns the photos?
A: The photographer (First Coast Property Photography)
Q: Even if I (a realtor) pay for the photos?
A: Yes, you’re paying for the license to use the photos for marketing purposes for a listing.
Q: Can I sell the photos?
A: Not without FCPP written consent. Any photo taken by anyone other than yourself is not your property.
Q: Is this a law?
A: Yes, a US law.
https://www.nar.realtor/ae/manage-your-association/association-policy/copyright-considerations-for-mls-photographs